Welcome to
One City Funding

 Working Capital For the Business Community.



Who We Are

One City Funding is a direct lending source for business owners in need of working capital for their business. We are a performance based lender, servicing merchants with tested credit, ranging from poor to pristine.

Easy As 1-2-3

We've cut all the hoops and hurdles you get from other companies to make the application process simple. All we require are four months of business banking statements as well as a completed application to get you on your way to the working capital you need.

Our Network

Our expanded network of funding partners in the merchant cash advance industry ensures that all possible avenues are explored for even the hardest to fund cases. We pride ourselves in being able to find working capital for the most complicated scenarios.

Our Goal

One City Funding seeks to create a long term-business relationship with our clients, ensuring that funds are always available for you in this unpredictable business world. We hope to build a mutual trust and understanding with our clients and become a brand you can rely on.


Do You Qualify?

All you need is a business bank account and 25k in monthly deposits for four consecutive months.

Fast Approvals

We're able to get you an approval within  one business day of receiving your application and statements.

Apply Now

Complete our easy application and get funded today.


   Download our easy, one page application here and you are on your way to getting working capital. 

Contact Us


To expedite the process, you can send your completed application and four months of business banking statements to the email address above.

One City Funding



Monday - Friday: 9am - 9pm

Saturday: Closed

Sunday: Closed

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Certain funding products such as factoring, business cash advances, and other commercial funding are not loan products, they are offered by One City Funding through private funders, lenders, and investors affiliated with One City Funding.  Any merchant cash advances or business funding discussions and negotiations including but not limited to funding amounts, rates, terms, and payback amounts which are not made in writing should be considered only as purely speculative. Unless a funding offer is made in writing after careful review, processing, and underwriting, and executed by an authorized officer of the funder, any funding offers or discussions must not be considered as an offer, a guarantee, or a commitment to fund. Any funding offer, rate, and term are subject to changes at all times and at the discretion of the funder. 

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